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As soon as Ivanhoe, in the guise of the Disinherited Knight, reaches his tent on the first day of the tournament, he is presented with the rich armor, weapons, and horses of the knights he has defeated. He accepts his rewards from four of the five knights. He refuses the gifts of Bois-Guilbert, however, and sends a message that he will meet the Templar Knight again in combat on the following day.
With some of the money from his rewards, Ivanhoe sends Gurth, who is now his confidante, to Isaac to pay for the horse and armor which he so generously loaned to him for the tournament. Isaac takes the money, but Rebecca secretly sends it back, adding twenty gold coins as a tip for Gurth.
This chapter reveals Scott's skill in characterization. The Disinherited Knight, who is really Ivanhoe, is courteous, brave, and noble -- a true knight in every sense of the word. He is also fair, paying back Isaac as soon as possible. He is also kind to Gurth, who has become his counselor and confidante.
Rebecca is also shown in a gracious light. Though she is Isaac's daughter, she is not greedy for money. She feels that the Disinherited Knight, in his earlier guise as the Palmer, has shown Isaac kindness and should not repay her father for the favor of lending a horse. She, therefore, returns the money, adding a generous tip for Gurth. Gurth is overjoyed at the gold, for he wants to buy his freedom from slavery.